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First Time Buyers

Buying your first home?

Whether it's still just a dream or you're ready to buy your very first home, we can help you get there.

With Progressive Building Society;

  • you'll get a dedicated mortgage adviser to help every step of the way.
  • we'll assess your affordability and let you know how much you can borrow with us.
  • you'll need at least 10% deposit - the more you can save for a deposit, the more we may be able to lend you. We can help you save with our First Home Saver.
  • you can choose a term of 6 years up to 40 years - use our calculator below to see the difference it could make to your monthly repayments.
  • we can give you a Decision in Principle to help show sellers you are a serious buyer.
  • if you don't have 10% deposit, you may be eligible for our Co-Ownership mortgage.

To borrow with Progressive Building Society you must be over 18. Whether we provide credit will depend on your circumstances. Lending terms and conditions apply.


Book a Mortgage Appointment

The Society only lends on property in Northern Ireland. To help you through each step of your home-owning journey, arrange a meeting with one of our dedicated Mortgage Advisors at a time convenient to you.

Book a Mortgage Appointment ...

Work out how much you can borrow

Use our mortgage calculator below to get an idea of the maximum amount you could borrow and to compare the monthly payments for our different mortgages. The results are just for illustrative purposes only and not a mortgage offer. To get a Decision in Principle, talk to our mortgage team.

Mortgage Calculator - Let's find the right mortgage for you

Mortgage Summary

Your mortgage summary will appear here when you start using the calculator.

Mortgage Summary

Your mortgage summary will appear here when you start using the calculator.

Speak to our team today

We’d love to talk you through the mortgage process and help you find a suitable product. For more information or to apply, you can call us, email us, or pop into one of our 11 branches. We look forward to hearing from you.

Make an online enquiry

We're here to help, in a way which suits you.

Send us a message