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Self-Build


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Building your dream home?

For most people getting their finances in order is an important starting point for their self-build project. If you need to borrow money then finding the right mortgage for your build is crucial to ensuring the success of the project. A mortgage for a self-build differs from a mortgage you would use to buy a house because with a self-build mortgage the money is released in stages as the build progresses.

These stages may be from foundation level to completion and pre-agreed points during construction.

See below for our range of self-build mortgage products.

Please note there is a maximum of 75% LTV on self-build products.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Search for your mortgage


Enter your details below to find the range of products available to you.


Product Rate SVR Overall Cost for Comparison Arrangement Fee Monthly Payment LTV Product Features
2 Year Discount 3.49% 4.75% 4.66% APRC £995 £ 60% More Info
2 Year Discount 3.99% 4.75% 4.76% APRC £995 £ 75% More Info

Representative Example


Based on an assumed start date of 14/11/2017, a mortgage of £200000 payable over 25 years, initially on our discounted variable rate of 3.49% for 2 years, followed by our Standard Variable Rate currently 4.75% for the remaining 23 years, would require 24 monthly payments of £1005.15 and 276 monthly payments of £1136.14.

The total amount payable would be £337698.24 made up of the loan amount plus interest of £136703.24 and an Arrangement Fee (£995).

The overall cost for comparison is 4.66% APRC.