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Bank of England Base Rate Change

15 December, 2022

On Thursday 15th December 2022, the Bank of England announced a 0.50% increase in its base rate from 3% to 3.50%.

This change will affect some of our mortgages and savings accounts.

Standard Variable Rates (SVR) & Discounted Rates:

We're currently working out what the base rate change means for our members on the Standard Variable Rate (SVR) and Discounted Rates.

We'll write to you if you are affected to explain your new interest rate and monthly payments. You can also keep checking our website for updates.

Fixed Rate Mortgages:

If you're on a fixed rate mortgage you don't need to do anything as nothing will change in your fixed interest rate or mortgage payments.

Savings and ISA Changes:

We're currently working through what the base rate change means for our savings members. When we have more information, we will add it to our website.

Speak to our team today

We’d love to talk you through the mortgage process and help you find a suitable product. For more information or to apply for an account, you can call us, email us, pop into one of our 11 branches. We look forward to hearing from you.

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