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Following the reopening of the housing market on Monday 15th June, the full process of buying a home can now take place once again, from viewings to securing a mortgage and of course the actual house move itself. There are however, some differences from the pre-lockdown home-buying process, so we has outlined below, some changes you may notice if you’re planning on buying or selling home in the coming weeks and months.
If you’re selling your home, your property valuer will probably get in touch with a few queries, prior to carrying out the valuation, such as whether you’ve been in contact with anyone who has shown Covid-19 symptoms, or if you are shielding. If your answer is ‘yes’ they may ask to reschedule your valuation to ensure the safety of all involved.
Whether you are buying or selling a home, you’ll need to adhere to social distancing when viewings are taking place. If you’re a seller, the estate agent may ask you to stay in your garden or garage during the viewing, or to remain in one room if you haven’t got any external space. That applies to your pets too, and you may be asked to wear PPE or a facemask. As a buyer, you may need to wash or sanitise your hands before entering the property, and make sure not to touch anything while you’re inside.
While many banks and building societies adhere to social distancing, it may not be possible for you to visit your local branch for a mortgage appointment. For Progressive our mortgage advisors are still available to offer appointments over the phone. This means, if you are buying your first home, moving, or hoping to build your dream home, a mortgage advisor will be available to support you every step of the way.
If you need to call into your bank or building society to drop off documentation or with any other queries regarding your mortgage application, social distancing rules will still apply. It may take a little bit longer, but customer and staff safety will be of upmost importance.
We’d love to talk you through the mortgage process and help you find a suitable product. For more information or to apply for an account, you can call us, email us, pop into one of our 11 branches. We look forward to hearing from you.