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6 Ways To Save Money This Summer

Summer’s finally here and you’re looking forward to having some time off work or maybe heading off to the sun for a nice holiday, but along with the excitement, in the back of a lot of our minds is the worry about how to afford everything we want to do.  We’ve outlined some ideas on how you can budget over the summer, and make sure you can enjoy yourself without the stress.

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03 July, 2019

Summer’s finally here and you’re looking forward to having some time off work or maybe heading off to the sun for a nice holiday, but along with the excitement, in the back of a lot of our minds is the worry about how to afford everything we want to do.  We’ve outlined some ideas on how you can budget over the summer, and make sure you can enjoy yourself without the stress.

Reduce TV costs

Especially if you’ve got kids, summer is a time when you’ll be away from the house a lot more than normal - even if you’re not going abroad this year, you could be taking day trips to the park or the beach. So, if you have a paid TV subscription, this could be an opportunity to reduce or cancel your package, and just use your streaming services instead.

Bring packed lunches

If you’re going on a day trip, either when you’re abroad or at home, buying your lunch out can be much more expensive than bringing your own. Prepare some sandwiches or snacks before you head out and not only will you be able to have exactly what you want, you’ll save some cash too.

Keep an eye out for discounts

Just because you want to save some money, doesn’t mean you have to be bored or stuck in the house! Using discount websites and apps can help you find some great deals for activities, restaurants and even hotels, so you can still do what you’d hoped to, but at a lower cost. Also, if you’re planning to go abroad but haven’t got anything booked, keep an eye on travel agents’ websites, social media channels and shop windows, and you never know what last minute deals you might find.

Find free activities

Throughout the summer there are lots of cheap or free activities taking place across Northern Ireland, so you don’t have to go abroad to have a memorable summer. Check tourism and local council websites and social media channels to see what’s happening in your local area.

Set an allowance

For every day trip or activity, you go on or take part in, work out a realistic budget and try not to spend any more. This could be made easier by bringing your budgeted amount with you in cash and leaving your card at home.

Look for summer schemes

If you’re a full-time worker with school-age kids, you’ll know how expensive childcare can be over the summer. Summer schemes can be cheaper than the cost of a child-minder or babysitter and last all or most of the day, so look for some in your local area, and you might be able to reduce childcare costs for some of the break.  Furthermore, if you aren’t planning a family holiday, you and your partner may also wish to take annual leave at different times during the summer, potentially halving the amount of time you will need to source childcare for your kids.

Whatever your plans are this summer, working to a budget, planning ahead and looking for cheaper things to do can have a really big impact. Having a fun and relaxing summer needn't be expensive! Why not open a Savings account to keep that rainy day fund safe, or use our savings calculator to see how much you could save.

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