We have 11 branches across Northern Ireland.Branch Finder
If you’re in financial difficulty or experiencing financial pressures and you’re worried about paying your mortgage, we’re here to help.
We’ll explain what steps we can take to help you and what options are available to you. Please speak to our mortgage support team or your local branch and we’ll do our best to find a personalised, sustainable, repayment plan for your mortgage to support you through this difficult time.
The booklet What to do if you can’t pay your mortgage, provides information on the steps you can take, what to expect from us, the role of free debt advisers and how to access these services. You can also see our section below on Free Debt Advice Services and other sources of help.
Losing someone close to you can be devastating. We understand that you’ll be grieving and sorting out financial matters will be the last thing you’ll want to think about at such a difficult time.
What is financial abuse?
Financial abuse is the mistreatment of someone in terms of their money or assets, such as property.
Taking many different forms, financial abuse might be financial control, sabotage or exploitation and can occur within different relationships – partners, family, friends or carers.
Signs of financial abuse:
It is important to highlight if you, or someone you know, may be experiencing financial abuse help and support is available. Progressive Building Society, like other financial service providers, can offer help by talking you through the different ways to help and protect you. Our trained team will deal with your concerns privately, in a sensitive manner.
Make the first step by contacting us:
Telephone - 028 9016 0949 (lines open Mon – Fri 9am – 5pm)
Visit one of our 11 local branches – we will offer a safe place for you to speak with one of our team privately, in person.
Ways to help protect yourself and your finances:
If you do not wish to speak to us, there are a number of organisations specifically trained to help with financial abuse, good at listening and giving advice - Women's Aid NI and Men's Advisory Project NI Other sources of help can be found by clicking Free Debt Advice Services below.
Household finances can be a struggle, as the cost of living continues to rise, impacting all of us. If you’re worried about your budget, use the MoneyHelper budget tool to help you take more control of your money.
If you’ve had a change in circumstances which has impacted your finances or debt position, please contact us and we’ll help to find a solution that works for you.
What we will do
What we offer you, will depend on your personal, individual circumstances. We encourage you to engage with us as soon as possible and tell us about your financial circumstances to help us provide an individual, tailored and sustainable payment plan. Our team will discuss the options available to you and if we can’t help, we’ll tell you why and we’ll recommend trusted organisations who may be able to do so.
What you should do
Free Debt Advice Services and other sources of help
Debt advisers are organisations who can offer independent, confidential and free debt advice.
They can help you work out your income and expenditure and complete your household budget. They can help you find out if you’re entitled to extra income such as benefits and help to make sure the most important debts are paid first.
Below you will find some useful links.
Companies may contact you offering payday loans and similar products that may offer a short-term solution to debt concerns. These may not be the best long-term option, however, so please contact a debt advice service before taking out any additional loans.
Please note, your credit rating may negatively affected if you fall behind on mortgage payments. Please contact us as soon as possible to keep this to a minimum. Progressive Building Society must charge for reasonable administrative and legal costs in accordance with our Tariff of Charges.
If you have a query regarding your existing mortgage product or require information on our range of products you can call us, email us or pop into one of our 12 branches. We look forward to hearing from you.