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Do you have money on your mind? Hear from Action Mental Health

At Action Mental Health we understand that at the moment people are facing pressing concerns about their employment, and in turn their finances. The impact these worries can have on your mental health is real and can begin to affect people in lots of ways.

We believe that the most important investment you can make is in your mental health. Therefore, as part of Savings Week we have shared our top tips on ways to support your mental health and wellbeing at times when money is on your mind or you are facing financial challenges such as unemployment or debt. Try to develop some healthy habits and ask for help if you need it.

1. Do not give up your daily routine

Get up at your normal time and stick to your usual routine. If you lose your routine, it can affect various areas in your life. One area that can be affected is your eating habits – you may stop cooking, miss breakfast because you're still in bed, or snack instead of eating proper meals. Try to go to bed and get up at the same time each day and perhaps consider writing a list of small tasks you’d like to achieve each week.


2. Stay Active

Keep seeing your friends, incorporate exercise into your daily routine, try to keep paying the bills, and if you can’t seek professional advice from a trusted organisation such as The Consumer Council or Advice NI. If you have more spare time because you're not at work, consider trying a new hobby or a new sport – exercising and doing some sort of physical activity - even if it’s just a walk - is a brilliant way of improving your mood if you're feeling low.

3. Try not to avoid the issues

When people feel anxious, they sometimes avoid talking to others, and try to hide away from their problems. Some people can even lose their confidence for driving, leaving the house or travelling. If this starts to happen, reaching out for help and seeking the support of family or friends will generally make it easier to face the challenges.

For example, if you're worried about debt, get advice on how to prioritise your outgoings, ask for help and support from a professional and open up to someone you trust.


4. Be aware of negative coping behaviours

For some people with money worries, negative coping behaviours such as drinking alcohol can become a problem. If you find yourself drinking more than usual as a way of dealing with emotions seek help or speak to someone you trust. Try to replace these negative coping behaviours with more positive activities such as exercise.

5. Remember, it's OK to not be OK

We all go through difficult life events and experiences, yet as a society we are very good at helping others around us, and most people are very understanding when a friend or a family member is feeling down or low. We need to remember that it’s OK to seek help when we need that little bit of extra support in our lives.

Please remember there are lots of sources of support and advice for the many challenges we face throughout life, including worries about our finances and our mental health.

If you are worried about your mental health you should speak to your GP. They can advise on appropriate support that is available in your local area. If you are in crisis or distress please call Lifeline on 0808 808 8000, specially trained counsellors are available 24/7.

You can also find other sources of support and information on our services on our website:

There are a range of organisations that can help with money worries. You can find out more on the links below:          

Speak to our team today

We’d love to talk you through the mortgage process and help you find a suitable product. For more information or to apply for an account, you can call us, email us, pop into one of our 11 branches. We look forward to hearing from you.

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