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Cashback offer for first time buyers

Cashback offer for first time buyers

At Progressive, we understand that it's more difficult than ever to get onto the property ladder. That's why, if you have a 15% deposit, we can offer you £750 cashback when you move into your new home! Find out more below.



Do you have a Help to Buy: ISA?

If you have a Help to Buy: ISA with another provider, you can transfer it to Progressive. If you take your first mortgage with us too, you'll be eligible for £750 mortgage cashback!

Help to Buy: ISA

Product Features

  • The product is exclusive to first time buyers.
  • The LTV (Loan to Value) is 85% which means that a deposit of 15% is required
  • The interest rate is 2.39%, fixed for two years, so mortgage payments will not change during that period
  • £750 cashback is available with this product
  • The cashback is not available in conjunction with any other offer such as Help to Buy: ISA cashback
  • The product is not available on Family Assist, Guarantor or self-build mortgages
  • There is no arrangement or valuation fee with this product.
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Representative Example

Based on an assumed start date of 02/08/2019; a mortgage of £112,455 payable over 30 years; initially on our 2.39% fixed rate until 01/08/2021; followed by our Standard Variable Rate currently 5.00% for the remaining 28 years; would require 24 monthly payments of £437.93 and 336 monthly payments of £593.48. The total amount payable would be £209,919.60 made up of the loan amount plus interest of £97,464.60. The overall cost for comparison is 4.68% APRC.

Speak to our team today

We’d love to talk you through the mortgage process and help you find a suitable product. For more information or to apply for an account, you can call us, email us, pop into one of our 12 branches. We look forward to hearing from you.

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