We have 11 branches across Northern Ireland.Branch Finder
A mortgage payment holiday/deferral can include some of the following types of arrangements:
If you have taken a mortgage payment holiday due to changes in your financial circumstances as a result of the coronavirus situation, you will receive a letter from us towards the end of the three-month period, advising you of the following information:
If you can afford to repay your mortgage, it is in your interest to do so, as interest will build during that period and you will need to pay back more later. Your monthly repayments after the payment holiday/deferral may also be higher, or your mortgage may take longer to repay.
If you are continuing to struggle to make your mortgage repayments because of coronavirus, we will be able to help you. We would ask you to please complete this Income and Expenditure Form. The information on this form will allow us to review your individual financial position to help us identify alternative payment options to suit your needs.
A member of our mortgage team will be in touch with you within 5 working days once you submit the form, to discuss your mortgage with you. We will not be able to contact you to discuss your mortgage options until the completed form is submitted.
If you have a joint mortgage, please ensure both applicants complete all the fields.
If you are both employed and self-employed, please complete the self-employed section only and include the total income from both employment and self-employment.
We’d love to talk you through the mortgage process and help you find a suitable product. For more information or to apply for an account, you can call us, email us, pop into one of our 11 branches. We look forward to hearing from you.