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£750 MORTGAGE CASHBACK OFFER – Exclusive to Progressive Help to Buy: ISA Members

Help to Buy: ISA


Interest rate 2.00% Gross/AER

The interest is paid annually and will be credited to your account after close of business on 1 January.

Can the interest rate change? Yes, the interest rate is variable. We can increase or decrease the interest rate as described in our Savings Service Agreement.

If we are decreasing the interest rate we will notify you at least 14 days before the change takes effect.

Estimated balance after 12 months based on £1,200 deposit £3,446.24.

This is an example based on the account being opened on 2 January with an initial deposit of £1,200 and 11 monthly lodgements of £200 at the start of each month which is the maximum monthly amount allowed, and assumes the interest rate does not vary during the 12 month period.

How do I open or manage my account? The account is available to existing Members and new customers resident in Northern Ireland only who are aged 16 years and over.

There is a minimum lodgement of £1 required to open this account.

You can pay in up to £1,200 in the calendar month in which you make your first deposit into the account.

You can pay in up to £200 each subsequent month.

The account can be opened and operated at any of the Society’s branches, agencies or by post.

Can I withdraw money? Yes, this is an instant access account, withdrawals are allowed.

Any withdrawals made from your Help to Buy: ISA may only be repaid subject to the maximum monthly subscription.

You will not be able to claim any Help to Buy: ISA Bonus on funds you have withdrawn from your Help to Buy: ISA.

You can withdraw up to £250 in cash and larger amounts must be withdrawn by cheque.

Additional information AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. The AER allows you to easily compare the interest rate on savings accounts. The higher the AER, the better the return on your savings.

This is a tax free account which means the interest paid is exempt from income tax.

For further information refer to the terms and conditions of the account and the terms and conditions contained within the Savings Service Agreement. You can obtain a copy of these documents in the ‘How To Apply’ tab.


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Before you apply, please make sure you read the Summary Box, the account terms and conditions and the Savings Service Agreement in full. You can save or print a copy of the PDFs for future reference.

If you open your account in one of our branches we will use an electronic verification system to verify your identity and address. We cannot do this for postal applications, for applicants under 18 or if you are not registered on the electoral roll. In these instances you will be required to provide full identification documentation and these can be found in our leaflet Proving your identity.

You can view any charges that relate to our savings accounts in our Tariff of charges leaflet.

It is important that you read the account terms and conditions, Savings Service Agreement and review the account Summary Box carefully as these contain the details of your agreement with us for this account and we will rely on them for our relationship with you.

Branch application


Visit your local branch to open this account.

Find your nearest Progressive branch


Postal application


To open this account by post:

  • review the Summary Box on the previous tab;
  • read the account terms and conditions and the Savings Service Agreement;
  • review the FSCS leaflet for further information or visit fscs.org.uk;
  • download and complete the application form;
  • return the completed form with your cheque to the branch you want your account opened in.

We recommend that you download a copy of the documents and retain for your records.

Application form  Terms and conditions  Savings Service Agreement FSCS Information


Before you apply, please make sure you read the Summary Box, the account terms and conditions and the Savings Service Agreement in full. You can save or print a copy of the PDFs for future reference.

If you open your account in one of our branches we will use an electronic verification system to verify your identity and address. We cannot do this for postal applications, for applicants under 18 or if you are not registered on the electoral roll. In these instances you will be required to provide full identification documentation and these can be found in our leaflet Proving your identity.

You can view any charges that relate to our savings accounts in our Tariff of charges leaflet.

It is important that you read the account terms and conditions, Savings Service Agreement and review the account Summary Box carefully as these contain the details of your agreement with us for this account and we will rely on them for our relationship with you.

Branch application


Visit your local branch to open this account.

Find your nearest Progressive branch


Postal application


To open this account by post:

  • review the Summary Box on the previous tab;
  • read the account terms and conditions and the Savings Service Agreement;
  • review the FSCS leaflet for further information or visit fscs.org.uk;
  • download and complete the application form;
  • return the completed form with your cheque to the branch you want your account opened in.

We recommend that you download a copy of the documents and retain for your records.

Application form  Terms and conditions  Savings Service Agreement FSCS Information